It can be overwhelming to choose a mortgage lender to buy your house. To help you with your search, we reviewed 38 home mortgage companies and chose Rocket Mortgage as the top lender. It has the highest star rating across our collected data, including the best for overall customer experience and first-time homebuyers.
Each of the featured mortgage lenders offers homebuyers several loan options, competitive interest rates, and strong customer service. Some stand out for specializing in serving specific types of borrowers, such as first-time homebuyers, those with bad credit, veterans, or military members. We also looked at the top mortgage lenders by institution type, including large banks and credit unions.
We researched 38 leading companies and collected more than 2000 data points to identify the nine best mortgage lenders based on their loan options, rates, customer service, and typical time to close a loan, among other important factors.
Best Mortgage Lenders for August 2024
- Best Overall, Best for Customer Experience, Best for First-Time Homebuyers: Rocket Mortgage
- Also Good for Customer Experience: Chase
- Also Good for First-Time Homebuyers: Ally Bank
- Best for Fast Closing, Best for Range of Loan Types: Rate
- Also Good for a Range of Loan Types: U.S. Bank
- Best Big-Bank Mortgage Lender: Bank of America
- Best for Bad Credit: American Pacific Mortgage
- Best for Veterans: Veterans United Home Loans
- Best Credit Union Mortgage Lender: PenFed Credit Union
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